tag:blogger.com,1999:blog-32841798.post4375319964605341667..comments2024-03-28T09:55:42.123+00:00Comments on Capitalists@Work: Whatever happened to the right to buyers?CityUnslickerhttp://www.blogger.com/profile/15929544047783163175noreply@blogger.comBlogger26125tag:blogger.com,1999:blog-32841798.post-714320017489558332015-04-11T12:11:34.244+01:002015-04-11T12:11:34.244+01:00I have been waiting for someone to share this post...I have been waiting for someone to share this post. This has actually made me think and I hope to read more. Thanks a lot for sharing with us.<br /><a href="http://www.truehealthpublishing.com" rel="nofollow">truehealthpublishing.com</a> | <br><br />Anonymoushttps://www.blogger.com/profile/04630472344767113376noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-43284177978543868252014-12-05T09:58:45.894+00:002014-12-05T09:58:45.894+00:00Thanks for any other informative site. The place e...Thanks for any other informative site. The place else could I get that kind of info written in such a perfect manner? I have a mission that I am simply now running on, and I've been at the look out for such info.<br /><a href="http://www.nesaahome.org" rel="nofollow">nesaahome.org</a> | <br><br />Anonymoushttps://www.blogger.com/profile/01434366743793816227noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-76817989027620727682014-11-28T04:48:19.016+00:002014-11-28T04:48:19.016+00:00I am truly inspired by this online journal! Extrem...I am truly inspired by this online journal! Extremely clear clarification of issues is given and it is open to every living soul. I have perused your post, truly you have given this extraordinary informative data about it.<br /><a href="http://www.perusoutherntours.com" rel="nofollow">http://www.perusoutherntours.com</a> | <br>Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-32841798.post-8633865654971062622014-11-19T10:20:30.231+00:002014-11-19T10:20:30.231+00:00Very interesting article. I would love to read the...Very interesting article. I would love to read the book “Start with Why”, by Simon Sinek. I think he has taken a great topic to deal with. <br /><a href="http://www.ourhumanrightsstories.co.uk" rel="nofollow">ourhumanrightsstories</a> | <br><br />Anonymoushttps://www.blogger.com/profile/01351224525083655286noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-28372803704613557202013-10-16T20:21:30.477+01:002013-10-16T20:21:30.477+01:00Steven_L, excellent point.
Although BQ's orig...Steven_L, excellent point.<br /><br />Although BQ's original point about his father-in-law is perfectly valid, the rest of what I read here is complete and utter gobbledygook bereft of any logic or coherence.<br /><br />My response is in the second half of <a href="http://markwadsworth.blogspot.co.uk" rel="nofollow">this post</a>.Mark Wadsworthhttps://www.blogger.com/profile/07733511175178098449noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-14672536459212339502013-10-16T13:22:17.733+01:002013-10-16T13:22:17.733+01:00Anon - Ah, but the point still stands.
There is no...Anon - Ah, but the point still stands.<br />There is no room for more car parking spaces. None at all. <br />There is not a shortage of spaces..there are loads. but they are not in the centre, so people don't use them, and park all over the place. to the point where a traffic warden now comes. In the seven years that i lived here i parked in a limited waiting zone of 1 hour, all day. And never had a ticket as no warden ever came.<br /><br />2500 people live in village. That is a 500 increase in 10 years. Not too much of a problem. But the land is used. The recent new medical centre is great. But its out of the town centre and shops have closed as a direct result of the morning pensioners driving to the doctors, then going elsewhere as they have already driven out of the centre.<br />So the centre erodes, and development moves on elsewhere.<br /><br />The CC says - children will be bussed to the school. These are primary school children. 4-8 years old.<br />Who wants that? Those with two children of different ages must send them to different schools in different directions. <br /><br />I think these two,of many that can be added, are perfectly valid. Planners should not make problems. They should solve them.<br /><br />Now, a previous development was opposed on the disability grounds. it was over 1000m from the centre of the town.<br />A ludicrous challenge I thought as it was actually 1300m from centre.So what's the fuss. Pavements aren't overflowwing with people as it is.<br /><br />Yet that is the government's own guidelines. they come up with this crap. So many houses/acre. So many parking spaces/dwelling. This many mobility scooters / hour on a pavement.<br /><br />I don't agree with just building and hoping. Storing up other problems for tomorrow.<br /><br />{ - if the Cc said - yes, a new school will be built at X. And - yes - we will double story our car park at y - the objections fade. Rightly so, as the problems have been resolved. <br />but instead you get - look -its your problem. We just want the money from the developer..you deal deal with the fallout...And there won't be that much more crime will there? or that much more traffic? Just live with it..<br /><br />and then they wonder why people object.Bill Quango MPhttps://www.blogger.com/profile/14861116614665461655noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-31550080172255817882013-10-16T12:43:54.416+01:002013-10-16T12:43:54.416+01:00I don't think there is a housing shortage, the...I don't think there is a housing shortage, there is just a shortage of affordable houses that people actually want, flats flat flats, potty little houses with no gardens, no shortage of those.<br /><br />Why that pushes up the price of what people don't want I don't understand, why does my flat that sold for 20-30k in 1980 now go for 150k that's 8x the average wage.<br /><br /><br />*the CC cant explain where the extra kids go to school or where parking will be made available or what work is available for people to do?*<br /><br />I can't understand why this kind of stuff ever crept into the system, if we had applied this hundreds of years ago, many towns wouldn't even exist, a thousand years ago many places would have been a house in a field.<br /><br />I can understand the point of it, but it is always consistently abused to the point that only crammed in developments in the arse end of crap towns are built. It's like "traffic concerns", is there any development, anywhere, that isn't opposed with this excuse?<br /><br />The ruddy wolf center near exmore was opposed for this reason, it's a bloody dying tourist/holiday area, and they are fighting something on traffic grounds (8 visitors allowed per day), sigh.....<br /><br />**** nimbys with a rusty pole<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-32841798.post-70796621547961852722013-10-16T11:16:29.641+01:002013-10-16T11:16:29.641+01:00The true number of UK population must be higher th...The true number of UK population must be higher than we are officially told. Doubt its 80 million though. <br /><br />We should build more homes. But in the village I described earlier 2 housing developments of 50 and 100 houses are being opposed right up to the high court.<br /><br />Not just nimbyism - the CC cant explain where the extra kids go to school or where parking will be made available or what work is available for people to do?<br /><br />The current government plans, which are the old labour parties plans , is just to add 20% more housing to every town and village in the land and hope all the other stuff will sort itself out.<br /><br /> Bill Quango MPhttps://www.blogger.com/profile/14861116614665461655noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-35611973079231353922013-10-16T09:46:02.788+01:002013-10-16T09:46:02.788+01:00"The other tragedy is the NIMBYISM across the...<i>"The other tragedy is the NIMBYISM across the Country that stops more dwellings being built."</i><br /><br />a) England is the most crowded country in the EU - and our countryside is rather beautiful.<br /><br />b) we only grow half our food. A month ago I saw big housing developments in the Vale of Evesham - on some of the best growing land in the world. Is this sensible if you think of the future?<br /><br />c) "The population of England and Wales has grown by 3.7 million in the 10 years since the last census, rising from 52.4 million in 2001, an increase of 7.1 per cent. This was the largest growth in the population in England and Wales in any 10-year period since census taking began, in 1801. It compares with a rise in population of 1.6 million between 1991 and 2001."<br /><br />d) and with an unknown number of illegals - don't Tesco think the true UK population's 80 million?<br /><br />Don't c) and d) account for the shortage without invoking NIMBYs? Plenty of housebuilding in Gloucester - it's expanded hugely to west and south over the last 20 years. Cheltenham and Cirencester too - and Swindon's not getting any smaller. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-32841798.post-82201210280539252502013-10-16T00:47:57.807+01:002013-10-16T00:47:57.807+01:00if there are enough houses/homes...then it is beca...if there are enough houses/homes...then it is because something is bidding up the prices. QE? Low interest rates? The fact that more people see owning houses as a business rather than just as a hobby.... I cannot believe that it is due to foreigners wanting to own houses/flats in Finchley or Clapham. But maybe an investment trust or OEIC has found a niche here?Graemehttps://www.blogger.com/profile/11007306140530173428noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-22333366770198655292013-10-15T23:14:09.240+01:002013-10-15T23:14:09.240+01:00Blue - '...the economy became more dynamic...&...Blue - '...the economy became more dynamic...'<br /><br />House prices have outstripped the wages of the vast majority of earners and we now talk of housing 'crisis'. <br /><br />Why hasn't the 'dynamism' of the economy translated into people being able to afford more house rather than less than their parents ?Electro-Kevinhttps://www.blogger.com/profile/18073103431166273080noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-7617844547181979812013-10-15T21:04:59.527+01:002013-10-15T21:04:59.527+01:00EK - the surprise was that London's declined s...EK - the surprise was that London's declined suddenly reversed after the economy became more dynamic post the 80s and 90s reforms. <br /><br />BQ - sure I'd like to be able to afford somewhere smarter, but I can't and my "rent" is quite cheap in the meantime. Especially when I get a lodger in. I could not live this centrally in the privately-built sector - even if renting. Yes there is a cost in occasionally finding people skinning up in the stairwell and people caring less about their own environment but overall I am happy with it.<br /><br />And cash buyers: the yields on flats like mine are to die for. You could buy my flat for circa £250k and rent it for £1300. You do the math.Blue Eyesnoreply@blogger.comtag:blogger.com,1999:blog-32841798.post-34530184155247641842013-10-15T17:22:04.054+01:002013-10-15T17:22:04.054+01:00That's interesting Graeme. i think we suspecte...That's interesting Graeme. i think we suspected that the number of houses isn't the issue. What use is a house in an old mining town or a former industrial centre? <br /><br />In my 2nd home area, village housing is about 20% dearer than in the surrounding areas solely because its picturesque and has decent road, but zero rail links.<br /><br />Anyone could save 20% by moving five miles along the road. <br /><br />EK-BE ; The ex-LA flat I bought in 1991 for £57,000 is now £300,000.<br /><br /><br />And it was cheaper than many, despite being larger and superbly placed, on account of the lousy, drug dealing, noisy maniacs that lived in the block that I know you both know all about.<br />It was a starter property. Still is.<br /><br />I liked it. But I don't miss it.<br />And I envied my maisonette owning friends. Their quiet,spacious, private, nicer location, above shops that were closed at night, pleasant properties caused a jealousy that our 'art deco period features' couldn't remove. <br /> Bill Quango MPhttps://www.blogger.com/profile/14861116614665461655noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-24357066559493608292013-10-15T17:01:38.276+01:002013-10-15T17:01:38.276+01:00link should have been:
http://markwadsworth.blogsp...link should have been:<br />http://markwadsworth.blogspot.co.uk/2013/10/but-is-it-really-supply-stupid.htmlGraemehttps://www.blogger.com/profile/11007306140530173428noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-8584144887920698242013-10-15T17:00:02.702+01:002013-10-15T17:00:02.702+01:00Thee seems to be something odd happening. Accordi...Thee seems to be something odd happening. According to a Mark W post - http://markwadsworth.blogspot.co.uk/search/label/Construction - there is mathematically enough housing in the UK for the population, unless millions of houses have been demolished and not replaced. Are the homes in the right places? My guess is that council taxes, low interest rates (I remember paying 10% plus on my first mortgage back in the day), and property speculation are the key factors. Has ownership of housing become a major industry (with impacts on house prices) rather than the cottage industry it used to be?Graemehttps://www.blogger.com/profile/11007306140530173428noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-639224238203906222013-10-15T16:05:50.782+01:002013-10-15T16:05:50.782+01:00Blue - I hold with your view that council housing ...Blue - I hold with your view that council housing makes excellent accommodation. I used to own and live in one. <br /><br />Doesn't the fact that the post Betjemen failings 40 years ago have only started to show in the last ten years tell you something ?<br /><br />That the demand for housing was not expected and nor was it forecast. This is a very recent change and there was nothing in the demographics to tell us that it was going to happen. <br /><br />If it had been obvious then very many more of us would have bought second homes when we could and got on to buy-to-let. <br /><br />I bet few of the economic sages who read/write these pages had a go at btl prior to the property ramping TV shows appeared. <br /><br />Here's an interesting fact. In 1997 little bro' bought his first two-bed house in Shirley (Croydon) on his own on a salary of £18k pa. 16 years later (in the same job)he would need 4 colleagues to join him in order to do the same. <br /><br />Both wage depression and house inflation have changed radically in the time since.<br /><br />Something else must have happened other than a shortage of building, surely ? Electro-Kevinhttps://www.blogger.com/profile/18073103431166273080noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-8997074621653473162013-10-15T13:47:25.305+01:002013-10-15T13:47:25.305+01:00It is intriguing to wend one's way around stre...It is intriguing to wend one's way around streets in the 19th Century Census Returns. A family connection took me to Lowndes Square in London, as posh at it gets and the numbers in each of them, with rare exceptions were a lot more than I suspect those of today. As you go down the class structure the pattern is the same. There are not just the factors you mention, it is the simple business that we expect to live in properties with far fewer people in them today.Demetriushttps://www.blogger.com/profile/17198549581667363991noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-2081877703828834932013-10-14T22:49:52.769+01:002013-10-14T22:49:52.769+01:00I'm not sure the tories can milk RTB for votes...I'm not sure the tories can milk RTB for votes. They could:<br /><br />1) Change the housing laws<br />2) Grant themselves loads of planing permission <br />3) Buy up a load of green field land<br />4) Build a few million nice homes for no more than £100k each and rent them out for £400pcm<br />5) Sell them to the tenants for £65k each<br /><br />Thats's pretty much what the tories and labour did for my parents generation. They won't do it. Labour will make some promises designed to sound good but not do anything either.<br /><br />In a 'free' housing market planning permission would be sold by auction and to hell with the NIMBY's.<br /><br />I think I've found the best solution, the gf's ex husband paid for it when she divorced him.Steven_Lhttps://www.blogger.com/profile/05029437876479574883noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-82713465065340294972013-10-14T22:47:17.679+01:002013-10-14T22:47:17.679+01:00Interesting apparent fact seen on Twitter: social ...Interesting apparent fact seen on Twitter: social housing hit its low in 2003. Not in 1983, not in 1990, not under the evil Fatcher who snatched the milk then knocked down all the housing as popular opinion would have it. 2003. 2003. 2003 for goodness sake!<br /><br />Anyway. <br /><br />I recently had supper with some of my mum's friends who are well-heeled late middle-aged types. They naturally asked about my housing situation. I mumbled that I had bought an ex-RTB flat and that I absolutely LOVE it.<br /><br />"Well, that's exactly what the scheme was for, wasn't it? To give people the stepping stone who wouldn't otherwise have been able to afford it?".<br /><br />It is exactly as BQ says: it switched people from being dependents to property-owners; it broke up the sink estates and turned them back into the mixed communities they were originally planned to be; it gave ordinary earners a chance at home ownership.<br /><br />And the best part is that it was not a one off windfall for the people who were lucky enough to live in the council flats in the 80s and 90s: my flat, in bubbly inner London, would go about 25% to 40% less than an equivalent flat in a house conversion or private block. So when I eventually sell it, someone else will get the benefit of the stepping-stone. Just as I did.<br /><br />The housing crisis in London is caused by the collective failure of the post-Betjemen generation to build anything. As soon as those conservationists stopped the motorway box house-building basically stopped in London. <br /><br />It is only getting going again now, 40 years later.<br /><br />THAT is the crying shame.Blue Eyesnoreply@blogger.comtag:blogger.com,1999:blog-32841798.post-41039940272559150662013-10-14T22:13:05.240+01:002013-10-14T22:13:05.240+01:00Its a curiosity.
As CU and others point out we kno...Its a curiosity.<br />As CU and others point out we know why there is a current shortage of social housing. <br /><br />If you listen to the Owen Jones types it appears that the people who purchased their own council houses in the 1980's had somehow never lived in them...despite that being a prerequisite for the discount.<br /><br />Even wiki has..<i>The effect was to reduce the council housing stock, especially in areas where property prices were high such as London and the south-east of England.</i><br /><br />And that's it. No mention of also reducing the number of council house tenants by the same or an even greater number.<br /><br />Bill Quango MPhttps://www.blogger.com/profile/14861116614665461655noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-65306073087508978322013-10-14T21:04:03.964+01:002013-10-14T21:04:03.964+01:00"Unless all the people who bought their homes..."Unless all the people who bought their homes subsequently decided to rent them out, or sell them on to the private sector and then moved back into social housing, there should have been no effect on housing at all." <br /><br />correct to<br /><br />"Unless all the people who bought their homes subsequently decided to knock them down... "andrewhttps://www.blogger.com/profile/07311993288675111834noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-87756368900382601672013-10-14T18:44:24.141+01:002013-10-14T18:44:24.141+01:00Agree BQ. The issue is we lack houses, need 250k a...Agree BQ. The issue is we lack houses, need 250k a year, build 100k. This has not changed for over 15 years. Plus immigration, equals huge house price inflation.<br /><br />However, IF the HA's had built more houses with the proceeds, it would have helped. instead they spent the money on other services. For some odd reason, aluuded to by ND, the Tories don't defend themselves. Capital appreciation was turned into day to day spending by the Councils - that is the real tradegy. <br /><br />The other tradegy is the NIMBYISM across the Country that stops more dwellings being built. And the ones that do are smaller. What you now get for your money public or private is tiny. I live in what bythe standards of my parents generation is a tiny box - but in reality I spend/have spent the same level on income on housing provision, it just no longer goes so far. Conversions of houeses to flats have taken up much of the slack of new build development needs.CityUnslickerhttps://www.blogger.com/profile/15929544047783163175noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-87491737341423661362013-10-14T17:52:34.143+01:002013-10-14T17:52:34.143+01:00...and a darn sight more Labour voters being shipp......and a darn sight more Labour voters being shipped into the country too !Electro-Kevinhttps://www.blogger.com/profile/18073103431166273080noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-58669264107179138342013-10-14T17:49:36.398+01:002013-10-14T17:49:36.398+01:0013 years of Nu Labour then a left-leaning coalitio...13 years of Nu Labour then a left-leaning coalition followed the government that gave us council house sell offs. That went well then !<br /><br />Not many people on the streets despite mass immigration. Are we sure it's a shortage that is the problem ?<br /><br />Social housing has not gone away. It is more expensive than ever in the form of dole-to-landlord subsidy - much of it for migrant workers shipped in (subsidised by the taxpayer)to take the place of workers who would have stayed put if there was state subsidised housing for lowly local workers. <br /><br />I bet what we have now is more of a tax burden than what we had then.Electro-Kevinhttps://www.blogger.com/profile/18073103431166273080noreply@blogger.comtag:blogger.com,1999:blog-32841798.post-21830153497393841112013-10-14T16:59:10.751+01:002013-10-14T16:59:10.751+01:00I don't think you have missed anything fundame...I don't think you have missed anything fundamental except that now nobody can afford the private houses that might have been or be built. Hence the new reliance on social housing. <br /><br />"Living Wage" Nets you about 14K a year (single earner) say times 4(lets be generous) = a house for 56K.<br /><br />Where are these houses available where there is also local work that you can travel to cheaply (that rules out trains) and without a car?<br /> Timbo614https://www.blogger.com/profile/14671168026195402267noreply@blogger.com