The Met Police commissioner, a man whose stock is falling like a mining share on the FTSE, has mused that Banks should stop paying out people who are victims for fraud.
Apparently, it only encourages them to be reckless.
His reasoning is along the same lines that if you leave your car unlocked or a window on your house open, then you will be uninsured. But then again, is a girl fair game because she wears a short dress....this is a silly path to take the 'asking for it' legal defence.
The Banks themselves are not going to wear this either. Firstly, if they all act in concert then that is anti-competitive. Secondly, they are the ones pushing online and digital.
The world of online banking has long been insecure. The Banks have always paid no questions asked because if they don't then customers will insist on branches, chequebooks, cash etc; all very costly and the Banks are trying to dump this aspect of banking.
Paying out a few hundred million in fraud cases is pittance compared to sacking 50,000 people and closing hundreds of branches. Perhaps the Banks could do more to install anti-vires software etc at their cost and as an added benefit of current account banking; rather than useless insurance deals etc that they currently offer.
And of course, their world is ruined if the trust goes and then there is the cost of real security. Nobody loves 3-level security, indeed personally I find it easier to find a cash machine than try to log on to my supposedly accessible internet banking.
So the Met Police commissioner will take a bucket full on this and quite right as his real attempt is to get others to pay to do the Police job. After all, his union members want to sit in cars and patrol the streets, they are hardly equipped to go toe-to-toe with Anonymous style hackers; good luck with the re-training of the Force!